Choose one of the following programs to discuss: Social Security, Medicare, or payroll deduction (railroad, interstate, federal programs). Write a 1,000- to 1,200-word essay that covers the following historical changes: Discuss the historical perspective, demand, and creation of the program. Explain the background, benefits, who was covered, and the challenges involved in creating the program. Describe how your program impacts the lack of price transparency and quality today. Explain the changes in pricing and transparency over the course of your selected program. Include three scholarly sources, including your textbook. Prepare this assignment according to the guidelines found in the APA Style Guide, located in the Student Success Center. This assignment uses a rubric. Please review the rubric prior to beginning the assignment to become familiar with the expectations for successful completion.