CSID found that amongst U.S. consumers, 61% reused the same password across multiple sites and 46% of them had 5 or more passwords to remember. You can, of course, use a federated system, which is used by platforms such as Facebook, Twitter, Google, Papal, and Amazon as an alternative to a username and password. See: Consumer Survey: Password Habits.
In your discussion, address the following:
Discuss 3 pros and 3 cons to using a federated system.
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